Hello Clever


What is Hello Clever?

Hello Clever is Australia's first company to utilise the new payment platform & introducing the next generation of rewards. The all new buy to earn payment.

Hello Clever generates a PayID and utilizes the use of PayTo, Credit/Debit Card and QR code at checkout page allowing merchants to receive payments instantly at a very low cost with no chargebacks, zero reconciliation and a safer way for your customers to pay whilst giving them an instant cashback which is the integral part to drive traffic to your stores.


How Hello Clever Works?

Hello Clever is revolutionising the way people shop and earn. Introducing BUY to EARN, allowing shoppers to shop through their favourite stores and receive INSTANT cashback. You read that right! Like who loves waiting? Increase your customer satisfaction by offering them instant cashback. The Hello Clever gateway is also saving merchants an astonishing amount of money with our low fees, receive money instantly with no chargebacks and zero reconciliation. Happy Days! Give Hello Clever a crack, be Clever 😉

What is PayID?

PayID helps us to send quick and easy payments in real time

  • → PayID is a memorable piece of information such as your mobile number or email address, that you can link to your bank account to receive payments
  • → Once linked, you can simply provide your PayID for payments instead of handing out your BSB and account number
  • → If you need to pay someone who has registered for PayID, you’ll only need their PayID to transfer money directly into their bank account

What is PayTo?

PayTo is an easy way to authorise and control payments from your bank account. PayTo can be used in several ways. A couple of examples are; a digital alternative to direct debit, and allowing you to pay directly from your bank account where you previously needed a card (like for in-app purchases and online shopping).

  • Easy set up: Set up a PayTo agreement easily with your PayID (or BSB and account number), then approve the agreement in your internet or mobile banking app
  • Manage PayTo agreements: PayTo gives you control over your payment agreements, you can view and manage them in your internet or mobile banking app
  • More choice over how you pay: PayTo allows you to use your bank account directly for payments that previously needed a card. No need to remember card details and expiry dates


Get real cash - instantly

Say goodbye to waiting weeks to redeem your cashback rewards. With Hello Clever, your cash will be landing in your wallet in real-time.


No more pointless points

Skip the frustration of accumulating unused points, and enjoy real cash rewards that you'll actually love.


Just tap and pay as usual

Simply tap your bank card as usual and enjoy instant in-store cashback without any extra steps or hassle. It's that easy!

How can I contact Hello Clever support?

To get in touch with their customer service team, we recommend that you follow the steps at: https://helloclever.co/get-in-touch